Navigating the National Disability Insurance Scheme (NDIS) can feel overwhelming, especially when it comes to understanding how your funding works. Whether you’re new to the NDIS or looking to make the most of your current plan, having a clear understanding of your funding categories and how to use them effectively is key to achieving your goals. In this blog post, we’ll break down the basics of NDIS funding and provide tips to help you get the most out of your plan.
What is NDIS Funding?
The NDIS provides funding to eligible participants to help them access the supports and services they need to live a more independent and fulfilling life. This funding is tailored to your individual goals, needs, and circumstances, and is divided into three main categories:
- Core Supports
Core supports are designed to help you with everyday activities, pursue your goals, and participate in your community. This category is the most flexible and can include:- Assistance with daily living (e.g., personal care, household tasks)
- Transport to work, school, or community activities
- Consumables (e.g., low-cost assistive technology, continence aids)
- Social and community participation (e.g., group activities, classes)
- Capital Supports
Capital supports are for higher-cost items that help you achieve your long-term goals. This category includes:- Assistive technology (e.g., wheelchairs, communication devices)
- Home modifications (e.g., ramps, bathroom upgrades)
- Capacity Building Supports
Capacity building supports are designed to help you build skills and independence over time. This category is divided into eight sub-categories, including:- Support coordination
- Improved daily living (e.g., therapy, training)
- Employment and education support
- Health and wellbeing activities
Tips for Maximising Your NDIS Funding
- Understand Your Plan
Take the time to review your NDIS plan and understand how your funding is allocated across the different categories. If something isn’t clear, don’t hesitate to ask your support coordinator, plan manager, or NDIS representative for clarification. - Set Clear Goals
Your NDIS plan is designed to help you achieve your goals, so it’s important to have a clear idea of what you want to accomplish. Whether it’s improving your communication skills, gaining more independence, or participating in community activities, having specific goals will help you make the most of your funding. - Use Your Flexibility Wisely
While some funding categories are more flexible than others, it’s important to use your funds in a way that aligns with your goals. For example, if you have funding for social and community participation, consider activities that not only bring you joy but also help you build connections and skills. - Keep Track of Your Spending
Regularly monitor your budget to ensure you’re on track with your spending. If you’re unsure how to do this, your plan manager or support coordinator can help you stay organised and avoid overspending in one category. - Review and Adjust
Your needs and goals may change over time, so it’s important to review your plan regularly. If you feel your current funding isn’t meeting your needs, you can request a plan review to make adjustments.
How Hands Up Support Can Help
At Hands Up Support, we’re passionate about helping NDIS participants achieve their goals and live their best lives. While we specialise in Auslan (Australian Sign Language) support, we also understand the importance of navigating the NDIS effectively. If you have questions about your plan or need assistance with understanding your funding, feel free to reach out.
Final Thoughts
Your NDIS plan is a powerful tool designed to support your independence and wellbeing. By understanding your funding categories, setting clear goals, and using your funds wisely, you can make the most of your plan and take meaningful steps toward achieving your aspirations.
If you found this guide helpful, stay tuned for more NDIS tips and insights on our blog. And if you’re looking for personalised support, don’t hesitate to contact us at Hands Up Support – we’re here to help!